Otherwise is tomorrow’s insurance, designed for a new generation seeking transparency, simplicity, and efficiency. Created by Lovys, Otherwise embodies a bold vision: delivering fully comprehensive coverage that is accessible, seamless, and entirely online.

Our story

At Lovys, we've always believed that insurance could be reinvented made simpler, more transparent, and closer to you.

After reshaping industry standards with innovative solutions, we created Otherwise to meet the evolving expectations of a new generation one that values clarity, simplicity, and control.

Our mission is to offer you complete protection, with no compromises, while empowering you to stay in charge of your choices.

Our promise

We firmly believe that trust isn’t claimed it’s earned. That’s why at Otherwise, we are committed to providing clear, transparent information at every step of your insurance journey.

We offer premium coverage, fully accessible online, so you can enjoy complete peace of mind.

Ready to experience insurance differently? Explore our solutions and take the first step toward uncompromising protection.

Explore our insurance solutions