Third-party liability (Responsabilité Civile). Covers damage, physical or material, you may cause to others (drivers, cyclists, pedestrians, etc.). If you’re at fault in an accident, Otherwise covers the repair costs of the other vehicle and any injuries to the other party.
0km Breakdown assistance. Included in your contract and in partnership with Mondial Assistance: enjoy immediate support in case of a breakdown or accident even right outside your home. And if you're unable to drive, a taxi will be arranged to take you home safely.
Legal defence & claims. If you face legal action following an accident, we cover legal fees up to €3,000.In short: if someone takes you to court, Otherwise has your back.
Theft & fire. Otherwise covers your vehicle in case of theft, attempted theft, fire or accidental damage.You’re in control on the road, we take care of the rest.
Glass breakage. We cover repairs or replacement of your vehicle’s glass in case of breakage, impact, or collision.
Accidents. Whether or not you're at fault, your vehicle is covered. Even if the responsible party can’t be identified, you’re still protected.
Driver Protection (optional). Choose your compensation limit, from €150,000 to €1,000,000, in case of disability or loss of income following an accident involving your vehicle. Whether you are at fault or a victim, this coverage ensures you receive compensation for any permanent physical or psychological impairment.
Personal Belongings & Equipment (optional). With this option, items inside your car are covered including your smartphone, GPS, luggage, or clothing if they are damaged or stolen during an accident, theft, or any other covered event.
Civil liability – Trailer over 750 kg (optional). If your trailer weighs more than 750 kg, it's covered in case of damage involving a third party but only with this option enabled.